Message from the Bank President

Dear Friends,

Welcome to First Federal Savings Bank. For well over 100 years we have been servicing the needs of our customers. Our Mission Statement, which we believe in very strongly, is as follows:

As a mutual Savings Bank, First Federal provides superior products and services to build relationships with our communities, customers, and employees.

Relationship building is the foundation of our business. We pride ourselves on being readily available to address the needs of our customers. We want to know you on a personal basis and we want you to know us on a personal basis.

We are also very proud of the popularity and commitment of our FunTimer® program. For more than 20 years, FunTimers® has been designed to offer qualifying individuals exclusive bank and travel benefits. With over 15,000 members it’s easy to see why FunTimers® is the best program of its kind. New in 2012, we are pleased to announce the addition of FunTimers® Flex! Flex was designed for our customers that take advantage of our electronic services. Flex is a new program with new benefits, built on the foundation of our signature program, FunTimers®.

We are very pleased to have the opportunity to serve you, with the goal of establishing a long term relationship.

Please feel free to e-mail me with any questions you may have at tkensinger@firstfedsavingsbank.com.

Sincerely,


Tony K. Kensinger
President